Using credit to get out of credit card debt

I know it sounds crazy, but it's true. Those 0% APR on Balance Transfer offers that you get in the mail can help you get out of credit card debt BUT you have to be diligent about payments, pay more than you would normally pay per month, and NEVER pay late (even a day late will cause you to lose your 0% APR).

Check out #4 in this article on getting out of credit card debt:

Got Credit Card Debt? Ten Tactics to Use Right Now to Get It Under Control

I have done this a few times. The first time I transfered almost $4,000 from a few cards onto one card, and when that 0% APR time ran out, I moved that balance to another card. Today, I did it again, I'm determined to be out of credit card debt by the end of this 0% APR period. I started this quest to pay off our credit about a year and a half ago and we're down to almost $1,000 now. As we get my DH's student loan debt down to a transferable amount, we may transfer his balance to a 0% APR credit card, too. The extra time that the 0% APR period gives is such an advantage to getting the card paid off, without all of those extra fees tacked on to the balance.